Malcolm is passionate about coaching in helping and educating people. Malcolm is a business relationship and marketing specialist. He brings an extensive banking background to the team comprising more than 20 years of retail banking, mortgage lending, business development and business banking. Malcolm’s ability to see money saving opportunities while thinking outside the box has enabled him to deliver unique business solutions with a personal touch while helping small business owners reach their financial goals. He is excited to be part of a highly talented team in partnering to become your personal and business planning specialists.